I wan na build a bank with advance using php, html5, and mysql/mariadb for my brand new business idea the site must have all banking function like paytm or Just wallet or Ewallet in codecanyon marketplace, but it must include:
[login to view URL] code payment for users that can be send and pay for others as QR code, or mobile number.
2. The lending system (Loan & Borrow), and the system must function: admin, staff And user can give loan to others but must responsible for their own term and condition.
3. the multilingual & Multi currency enable. Enable, so that other none English in other country can integrate it with their localization.
4. user can use mobile or email either to register or login to the system with 2 FA authentication.
5. User can add a bank account and credit/debit card in their own profile setting to add money to wallet or withdraw the money and pay for the items.
6. Merchants & Dispute for seller & buyers.
7. Give the power for woocommerce plugin or other ecommerce plugin