I need help to written a letter my uncle asking him to pay my school fees jobs

I'm seeking a skilled engineer who specializes in the design of water storage tank bunds. The project involves creating a structural design for a rectangular concrete tank bund. Here are the specifics: - Dimensions: 24m x 12m x 1m wall - Purpose: The tank will be used for spill containment/water storage - Load Consideration: The tank will only bear its own weight and the weight of the stored water (no significant external load such as equipment or vehicles) - Design Considerations: The design should comply with the BS8007 water retaining structure design code and CIRIA C736 containment systems for prevention of pollution. Your experience in water retaining structure design and familiarity with BS8007 are crucial. Your understanding of the impact of various load...

I'm in need of an Excel calendar for 2024 - 2025 that will be used for tracking school days off and special events. The calendar should feature the following: - Ability to add and modify events - Monthly view - Color-coded categories - Dates should be highlighted with background color Ideal skills: - Proficiency in Excel, including knowledge of advanced functions - Experience in creating and customizing calendars - Design proficiency to ensure aesthetic and functional layout Look at the Sample

I'm in need of a professional who can handle a marketing project aimed at selling tickets to an upcoming event. The event itself targets a broad audience in the technology sector. The key objective here is to increase ticket sales, and I believe that social media would be the best fit for this campaign. Key Responsibilities: - Develop a comprehensive marketing strategy to increase ticket sales - Create and manage social media advertising to target the general public - Regularly monitor and adjust the strategy based on performance data - Deliver detailed performance reports on the campaign I'm looking for a skilled marketing professional who has experience with social media advertising and a pro...

...and retreats. I have uploaded a picture which I quite liked that was designed by AI but was not fully completed. It would be nice to have some Arabic letters or words on it especially the letter DAAL as the organisation begins with the letter. Perhaps having the د letter and having a thin pen with a feather on top in front of it to also signify the letter D. The rest of the word of the logo name (Daaniyah) could be incorporated somewhere? Essentially I would like to make the website that has courses, articles, Islamic related questions and children’s and adults courses to learn about Islam. I have included some pictures attached that I kind of like the style of. The colo...

I am on the hunt for an experienced web developer to create a website specifically for residential real estate. This involvement will require extensive understanding and expertise in both back-end and front-end development. Key Responsibilities: - Develop a user-friendly interface to allow property search, user registration, and property listings - Ensure all functionalities are performing smoothly and efficiently. Ideal Candidate Skills: - Experience in creating other real estate platforms, with proof by showing past work - Knowledge in property search algorithm development - Proficient in user interface designing and user experience Key Features 1. Direct Listing: Property owners can list their properties for sale or rent directly on the platfor...

I have a series of short videos, under a minute, in Hindi that I need accurately translated to English. The videos are educational in nature, so I need someone with experience in this area. Key Requirements: - Translate spoken Hindi into written English subtitles for video - Ensure the translation is accurate, idiomatic and captures the educational essence of the content - And approximately you have to translate 100 minutes Ideal Skills and Experience: - Native or fluent in both Hindi and English - Proven experience in translating educational content - Experience in translating video content or subtitling is a plus - Strong attention to detail and commitment to quality

...We are seeking a proficient HTML5 and CSS3 expert to improve alummoottil.com. This website is purely HTML5 and CSS3 and there is no usage of javascript (except for google analytics) 2. Your task will be to optimize the performance of the website with the following objectives. a - Improve the website's loading speed b - Enhance its mobile responsiveness c - Increase the desktop performance (see performance report) from 46 to 100 d - Increase the mobile performance (see performance report) from 37 to 100 3. I do NOT want any changes to the existing look and feel. 4. I do NOT want any additional functionality. 5. Delivery must ASAP 6. The freelancer who is awarded must sign a Non Disclosure Agreement (NDA) an...

I'm in need of a professional who specializes in handling financial disputes and can promptly engage with the financial ombudsman on my behalf. Key tasks include: - Resolving a financial dispute and potentially securing compensation for financial losses. This will require experience in mediating with an ombudsman and a strong understanding of financial regulations. - Drafting and sending a cease and desist letter focused on breach of compensation and non-disclosure agreement (NDA), as well as immediate money release. Ideally, you would have a background in dealing with such issues and possess solid writing and negotiation skills. Please only bid if you have proven experience in these areas. Prompt response and action are essen...

...floor plans for a dental clinic and pre-school. Despite not specifying the areas of my dental clinic, successful freelancers should consider standard dental clinic areas including reception, consulting rooms, and treatment rooms. Since I didn't supply the information, insight into your past work and detailed project proposals will greatly enhance your application. The total square footage for these designs would lead to significant consideration. Skills and Experience: -Ideal candidates will have experience in architectural design or interior design, specifically in healthcare or educational settings. -Understanding of dental clinic operations. -Excellent grasp of spatial planning and functionality. -Communicates effectively to understa...

I wrote a letter to my former employer regarding my wrongful termination and their lawyer contacted me. I am seeking a professional that can speak to their lawyer on my behalf and advocate for me. Tasks: -Communicated with their lawyer on my behalf - Thoroughly review my written letter outlining the issue - Advise me on how to proceed and whether I should send them the requested proof of my claims. Ideal Skills: - Strong negotiation and communication skills - Experience in employment law - Ability to understand and convey written records Please note that you'll need the capability to handle potentially sensitive discussions with ta...

Are you a dynamic and results-driven sales professional looking for an exciting opportunity to drive revenue and earn unlimited bonuses? Look no further! Convenient is seeking a motivated Business Development Representative (BDR) to join our team. As a Business Development Representative, you'll play a key role in driving sales and revenue growth by promoting one of our top services and encouraging customers to use your unique code. Here's what you'll be doing: ? Responsibilities: Identify and target potential customers who would benefit from our service. Educate prospects on the features and benefits of our product, emphasizing its value proposition and unique selling points. Build and maintain relationships with potential...

Storecheckers are a Global Market Research and Mystery Shopping company. We undertake worldwide mystery shopping visits and audits. This assignment is an audit of an Examination Centre, checking that the security standards are being met. You MUST HAVE fluent English skills, and you must be able to communicate in a professional manner and be smart and well-presented, as you will be representing us during the audit. As an auditor, you will arrive at the test center an hour before the start of the exam, give your ID, show a letter of authorisation, which we will provide for you beforehand, and tell them what you are there to do. You will then sit with the TCA or the manager and ask a series of questions, and ask to see various things. ...

I am in need of a remote medical transcriptionist to handle my gastroenterological medical transcriptions. Approximately 5 letter per day. New patient visits (about 3 pages) and follow-up visit (1-2 pages) These transcriptions are crucial for the maintenance of patient records. Sent as audio files via email and request letters back in Word format. Work remote. Two-day turnaround okay Key Requirements: - The freelancer should have extensive experience in general medical transcription. This includes the ability to accurately and efficiently transcribe a variety of medical letters, notes.. - Understanding of Medical Terminology: Given the nature of the content, a solid understanding of medical terminology is essential. This ...

I, ("Person 1" in the explanation below), am in need of an attorney in Virginia, USA able to appear before a judge in Fairfax County, VA in person or by phone/video according to the rules of the VA court system. Does VA require you to be a member of the bar to appear before a judge? - Person 2 is resigning and Person 1 agrees, so it was not required that Person 1 filed in a VA court. - Person 2 is asking for back pay to which Person 1 agrees. - Person 1 tried to settle before filing. After filing, Person 1 is still trying to settle out of court. - Person 2 who is a VA lawyer, hired two more VA lawyers to file and wants Person 1 to pay for these un...

i need the small help in share point. please bid if you are expert

The project encompasses the following requirements: 1. I don't need his life story. I don't need the case details. I need only the role of Radhabinod Pal in this case. 2. I would appreciate it if anyone could provide full judgment. Specifically his judgment. 3. Books and articles on this judgment written by Radhabinod Pal. 4. Textbooks, academic papers, and possibly multimedia resources on the role of Radhabinod Pal. I am seeking your assistance in curating a collection of specific references and books on Justice Radhabinod Pal (1886-1967), who served as the judge of the International Military Tribunal for the Far East (1946-1948). In deliberations with judges from 10 other countries, he was the only Judge wh...

Storecheckers are a Global Market Research and Mystery Shopping company. We undertake worldwide mystery shopping visits and audits. This assignment is an audit of an Examination Centre, checking that the security standards are being met. You MUST HAVE fluent English skills, and you must be able to communicate in a professional manner and be smart and well-presented, as you will be representing us during the audit. As an auditor, you will arrive at the test center an hour before the start of the exam, give your ID, show a letter of authorisation, which we will provide for you beforehand, and tell them what you are there to do. You will then sit with the TCA or the manager and ask a series of questions, and ask to see various things. ...

I'm looking for a skilled React engineer to assist with the implementation of a contact form on my page. The contact form should gather limited user data—specifically, their name and email only. Key Project Details: - Creation of a User-friendly Form: The form you'll create needs to be non-intrusive, only asking for a visitor's name and email. - Successful Data Capture and Shipment: After form completion, the data must be sent effectively to Brevo utilizing either their SDK or API’s. - User Interaction: After a user submits their info, the website should display a "Thank You" message, further enriching User Experience. Ideal Skills: - Proficiency with React.js - Experi...

Hi there, We're currently seeking a freelance developer to help us build a new system for our online store accessible only to the administrator. This system will need to record all orders placed on our website, integrate with the delivery tracking system provided by Urgent Cargus, and include a feature where we can input the purchase price of the product from the supplier. The key requirements for this project include: Order Recording: Developing a system to record comprehensive details of each order, such as purchased products, quantity, price, customer contact information, etc. Marketing Expenses Tracking: Incorporating a feature to track marketing expenses (e.g., Google Ads, Facebook Ads, TikTok...

I am in need of an experienced architect or designer who can help me plan a primary school on 250 SQ yards. The plan should include: - Less than 5 classrooms - A playground - A library The project will involve looking into innovative and space-efficient ways to incorporate these facilities in the design. Given the limited space, it's important that the design is both practical and engaging for young children. The ideal candidate for this project should have: - Proven experience in designing educational facilities, particularly primary schools - Strong spatial planning and design skills - Knowledge of safety and accessibility standards for school buildings - Ability to work within the constraints of a sma...

Storecheckers are a Global Market Research and Mystery Shopping company. We undertake worldwide mystery shopping visits and audits. This assignment is an audit of an Examination Centre, checking that the security standards are being met. You MUST HAVE fluent English skills, and you must be able to communicate in a professional manner and be smart and well-presented, as you will be representing us during the audit. As an auditor, you will arrive at the test center an hour before the start of the exam, give your ID, show a letter of authorisation, which we will provide for you beforehand, and tell them what you are there to do. You will then sit with the TCA or the manager and ask a series of questions, and ask to see various things. ...

I am in need of a creative writing expert that can bring to life a fictional story of 80k words which is set in the 1980s. The book involves an adventure story set in a boarding school located on an island off the south coast of England. The target audience is young teens and the following assistance: * Improve certain parts of the story the author has identified as weak * Enhance individual character development * Identify text which may be superfluous Ideal Skills: - Proficiency in English language - Solid background in historical fiction writing - Expertise in first-person narrative writing - Detail-oriented, with great research abilities to ensure historical accuracy - A creative mind to help...

The main goal of this project is to find relevant influencers using our Shopify Collabs. Influencers which you will contact, they need to call their followers to install our new android Dance APP. In our APP influencer need to create one new video, and call their followers to dance with them inside our app until the song is finished. App is a new type of "collab dance app" where each user record dance on one small segment of any song (2-4sec) creating a new cool unpredictable music video. You need to try and test our app as well to understand it a bit. Key Responsibilities: 1. Check our Shopify Collabs Account and optimize it using our website, pictures, videos, reels, etc. You can crea...

I will send you the STL file with the skull, and I would like you to generate the face reconstruction for me via the CCFR or FACE software , for a project at the Medical School.

I'm in need of a two-fold, efficient driving school system. Main Features: - Online booking: The system should easily manage and facilitate bookings for driving lessons. - Student Progress Tracking: It's imperative to have an integrated feature which monitors and records the progress of every student. - Instructor Management: A function for systematic management of instructors is also key. Unique Features (Trainer): - Schedule Management: The system should have a provision for trainers to efficiently manage their schedule. - Progress Reporting: Trainers should be able to generate and prepare detailed, accurate progress reports. Desired Skills and Experience: Developers who have experience in creating similar platforms a...

I'm in need of detailed insights into various credit repair companies across the USA. The scope of this project is quite comprehensive and entails the following key areas: - **Reputation and Reviews**: I need a thorough analysis of the reputation and reviews for a range of credit repair companies. This data should be based on both customer feedback and industry standards. - **Services Offered**: A detailed breakdown of the services provided by each company would be crucial. This includes the scope of services, their unique selling points, and the quality of their offerings. - **Pricing and Fees**: An in-depth understanding of the pricing and fee structures of these companies is essential. This should cover both their standard p...

...working hard to adjust all apps to fit it and we need automation to scale our manual work, what we do is: if you know a way this can be done using automation please reach me first i open each games in unity to see the libraries they are using than i delete the In-app purchase and ads libraries After deleting the libraries, we get errors in codes that uses ads and lAP, so i fix them than i modify the code to give the in app items to users for free Than i have to check for all the static variables used in games, because they needs to get reset every time user come back to home page, else, they will get error the next time we play the game Than i have to creat...

I hope this message finds you well. I am reaching out to kindly request your assistance with the publication of my app on play console . Your expertise and established presence in the industry make you the perfect ally in this endeavor. I have poured my heart and soul into developing this app, and I believe it has the potential to resonate with a wide audience. However, navigating the intricacies of app publication can be daunting, and your support would be invaluable in helping me navigate this process smoothly. Your generosity in considering my request would mean the world to me, and I am more than willing to discuss any terms or arrangements that would make this collaboration mutually beneficial...

I am in telecom industry and I wish to participate in one of an upcoming exhibition, wherein I intend to have a robotic arm which should be capable of doing the following: Unlocking a Android Mobile phone by dialing in the passcode Open the phone app dial a number from the history In order to keep the movement to minimum, we can have a same 6 digit passcode, and we can place the phone in a way that the position of the passcode key aligned with the intended called number last position It should be able to be operated by a standalone computer connected to it, as I might not get WiFi in school where I will be displaying it

I require a 3D design for charcoal briguettes bag with source in PSD. - English written - Sample of the bag is in the attachments. Same style - Include used fonts in the source file - Transparent background - Bag color: Black - Name: KING OF FIRE - Slogan: Premium Charcoal - Details to be added: 3 hours of lasting time (under the logo somewhere), 10 KG (at the bottom) - Add a icon or logo of a charcoal that is burning under the slogan.

I'm in need of an experienced email marketing and web scraping professional to help me generate quality leads through email campaigns. - The primary goal of this project is to generate leads for my business. - The ideal candidate should have a track record of successful lead generation through email campaigns. - Additionally, I need someone who can scrape the web to find relevant email addresses of potential leads. You must have Good English and most importantly manage the whole process from start to finish outside of us reply to leads generated. This will mean you need to be able to scrape websites in Ireland like directories/maps etc and Linkedln. Generate marketing lists of each ...

...looking for a video editor to work on editing a series of videos for a children's news club. Key Requirements: - The video footage will be from a studio setting, and will need to be cut and replaced with cutaways at appropriate times. This is aimed at holding the attention of a young audience. - There will be six school news programs in total, each averaging around ten minutes. Specific Tasks: - Add stills - Fix Mistakes: Any errors or awkward moments should be replaced with suitable cutaways to maintain interest. Ideal Skills and Experience: - Proven experience in video editing, particularly for children's content. - Strong understanding of pacing, engagement and storytelling in video production. - Exc...

I have an existing simple Android app written in Kotlin. I have a need to make some minor adjustments to it. It interacts with a Google Firebase Realtime database. The app is a very simple Proof of Delivery recorder,. It loads a driver's "diary" from firebase and allows the driver to mark that he has arrived. The driver can capture some photographs of the delivery and then mark that he has finished. This data is then sent back to firebase. I need a few small enhancements: 1. mark a job as "completed" in a separate date/time field 2. allow the user to "scan" a document rather than taking a photo. This would then be ...

I need a virtual PA with extensive experience dealing with UK customers. Your primary responsibilities will include managing a moderate volume of emails, overseeing my calendar, and arranging travel. As a side task you'd also occasionally be charged with drafting procedure type documents. The ideal candidate should: - Have excellent written and verbal English language skills. - Be adept in Microsoft Office. - Have basic project planning abilities. To keep everything orderly, you should set aside a bit under an hour each day for calendar management. Remember - an organized schedule paves the way for smooth-sailing operations!

...The ideal candidate should be able to create a software that can perform speech and text recognition. Key Requirements: - Proficient in Machine Learning: A key element of this project is building a machine learning model that enables the software to recognize speech and text. - Skilled in Natural Language Processing: The software should be able to process and interpret textual data. - Expertise in Speech Recognition: The AI software needs to have the capability to recognize and interpret spoken language. - Text Recognition: In addition to speech, the software should also be able to recognize and interpret written text. Platform Compatibility: - The AI software should be compatible with web browsers and deskt...

...Freelancer, I hope this letter finds you well. I am reaching out to inquire about your availability and interest in assisting us with a survey project. As part of our market research efforts, we are seeking to gather valuable insights from businesses operating in the domain of process control instruments, industrial automation distribution, dealerships, and system integration. We have compiled a list of 150 companies that fit our target criteria, and we require your expertise to conduct telephone surveys with support by email /whatsapp/social media reach with the business owners or top management personnel of these organizations. The survey will consist of a maximum of 10 questions, covering both general information about...

I am seeking a skilled web developer to create an informational website centered on academic subjects such as Math and Science. This website will primarily target high school students, but content should be accessible and relevant to all age groups. The perfect candidate for this project has experience in: - Web design, especially in educational platforms - Understanding of how to tailor content to different age groups - Knowledge of academic subjects, particularly Math and Science. Key Deliverables: - A clean, user-friendly web layout - Inclusion of informational pages on various academic topics - A website that is optimized for flexibility across age groups. Time management is crucial and prompt delivery of the websit...

I am looking for an experienced and skilled profile writer to craft a professional LinkedIn profile for me. Key Elements: - The profile should be tailored for LinkedIn, maintaining a professional tone throughout. - It should highlight my career achievements, as well as my skills and endorsements. - Additionally, the profile should also touch on some of my personal projects and interests. Ideal Skills: - Proven experience in writing LinkedIn profiles, particularly in a professional setting. - Excellent understanding of what makes a LinkedIn profile engaging and effective. - Ability to highlight career achievements, skills, and personal projects in a professional and appealing manner. Please provide exampl...

It doesn't matter where you live in the world or what hours you can work, if you're an experienced Canadian tax accountant that can get stuff done and are looking for some flexibility to add to your current life, you might be the right fit for us. We are a small bookkeeping, advisory and tax company located in the Sea to Sky corridor. There is no shortage of work in this beautiful part of the world. We are at the stage where we need an autonomous, experienced tax professional to help our clients to file their taxes. Main Responsibilities: - Prepare T1, T2, T3, T4, T5 returns in TaxCycle with little oversight - Advise team members and clients on Canadian tax strategy - Maintain knowledge of Canadian tax laws - Assist with ...

I need a modern, minimalist logo that combines both text and symbols/icons. I would like to use the logo on a variety of surfaces, including my website, digital platforms, printed materials such as business cards and flyers, and even on product packaging. I would like to design a logo for a garden center in Transylvania. The name of the garden center is Székelyföldi Kertészeti Központ. The logo should contain the acronyms of the name, without the .ro ending and separately with the .ro ending. Colours: combination of red and green. On the left side of the logo is a tulip symbol, which is partially visible. The letter S can be a continuation of the flower's leaf...

Job Description: We are seeking a highly skilled and knowledgeable Technical Writer / E-Learning Course Developer to join our team. The ideal candidate will be responsible for developing comprehensive fitness courses aimed at achieving accreditation. This role requires a deep understanding of accreditation standards and the ability to produce a wide range of educational materials. Responsibilities: -Develop and write curriculum, student manuals, workbooks, PPT slides and workplace logbooks tailored to fitness courses. -Create a portfolio of evidence to demonstrate practical competencies and learning outcomes. -Using bloom Taxonomy -Design the course using illustrations, charts, pictures, graph and course format and implement asses...

We have just moved one of the website from one server to the other. For some reason "php part" of the website does not work, but Wordpress part of the website does. I am looking for someone who could take a look and get php part of the website online. Thanks!

I'm looking for a tool or app to scrape specific data from car rental websites. Key Features & Requirements: - Targeted Websites: Avis, Budget, Sixt - Data to Scrape: - Pricing information - Car specifications - Add-on options - Total after tax and fees - Maximum rental period 330 days for Avis/Budget (Sixt 365 days) Additional Info: - The tool should be capable of automating the scraping process at regular intervals. - Data should be well-organized and easily exportable for further analysis. - The goal is to find deals and or pricing errors for specific vehicles Ideal Freelancer: - Prior experience working on web scraping projects is a must. - Proficiency in data analysis and presentation. - Strong understanding of car ...

I'm seeking a talented AI expert to develop a comprehensive resume writer site and app. This platform will serve as an indispensable tool for creating personalized resumes. Ideal candidates for this project should possess strong skills in AI development, web and mobile app development, and user experience design. **Core Features:** - **Resume Templates:** Design and implement a variety of customizable resume templates to cater to different job industries and levels of experience. - **Resume Customization Options:** Incorporate AI-driven suggestions for resume customization, helping users to tailor their resumes to specific job postings or industries. - **Import/Export Resume:** Enable users to easily import their ex...

I need expertise in writing fascinating content specifically targeted around business proposals and official letters for the non-profit and sports sectors. As these communications will be going out to clients, investors, and government agencies, high professionalism and understanding of these niche sectors are key. The clarity of ideas and coherent structure are paramount in such writings. Ideal Skills: - Previous experience in writing official letters and business proposals - Strong understanding of non-profit management or sports industry - Excellent written communication skills - Ability to target different audiences, from clients to government agencies - Attention to detail and commitment to deadline

...Description: As a Software Auditor, you will be crucial in conducting thorough assessments of software usage within client organizations. You will analyze software licenses, usage patterns, and deployment data to ensure compliance with licensing agreements and identify potential areas of risk or non-compliance. Roles and Responsibilities: • Conduct software audits for client organizations to assess compliance with software licensing agreements. • Analyze software deployment data, license entitlements, and usage metrics. • Verify the accuracy of software license records and documentation. • Identify discrepancies, unauthorized software usage, or potential non-compliance issues. • Prepare detailed audit reports outlining findings and recomm...

I am seeking a knowledgeable professional who can assist me in successfully acquiring and setting up a logistics and transportation franchise in companies like Amazon, Ekart, Valmo etc in my area .Your main duty will be to help me navigate through the complexities of the franchise acquisition process. Expertise required: - Proven experience in the franchise acquisition field - Deep understanding of the logistics and transportation industry - Excellent communication skills - Problem-solving and decision-making skills Key responsibilities: - Offering guidance on the best logistics and transportation franchises available - Assisting in the acquisition process - Providing insights on startup costs, franchise fees, and logistics - Assisting...

...Description> This technology is a technology that displays an icon on the display or windshield while running in ACC mode (Adaptive cruise control mode), in which the vehicle follows the preceding vehicle. In particular, this technology displays an icon indicating ACC mode in the display area when the vehicle is in ACC mode. At that time, the position and size of the ACC mode icon is controlled so that it does not overlap with the preceding vehicle traveling ahead. <<NOTICE>> The target car brands in this search are limited to US, European, Chinese, and South Korean brands. <Requirements for Payment> ・Submit documentary evidence that clearly states the details of the subject product, the name of the company selling the product, and the company tha...

As a client, I require talented designers to create a professional logo embodying a modern and minimalist style. Better suited to applicants with: sample available at: :1713327276400&q=bajaj+finserv&tbm=isch&source=lnms&prmd=invmsbtz&sa=X&ved=2ahUKEwjcgsa9sciFAxX7sVYBHZoYA3sQ0pQJegQIDBAB&biw=1536&bih=730&dpr=1.25 Similar to the above link, cool blue colour and have letter B and F integrated somehow. This project commands a logo resonating professional representation, hence, previous experience in creating logos used for the same purpose will be an advantage. Final rendition should interpret simplicity yet strikingly memorable. Achieving the right balance will

As a financial author and lecturer, I am seeking a knowledgeable and adept writer who knows the ins and outs of AI technology. I need quality, easy-to-understand white papers and ebooks written regarding personal finance tips for retirees, with a particular focus on investments, taxation and estate planning. Key Responsibilities: * Penning AI-generated white papers and ebooks on estate planning for retirees. These should be comprehensive, enlightening, and engaging. Ideal Requirements: * Profound grasp of AI technology * Knowledgeable in personal finance, investments, taxation and estate planning * Previous experience writing for retirees and/or in the financial realm * Able to present complex financial concepts ...